Apple Pay now lets eligible American Express cardholders redeem Membership Rewards points directly at checkout inside Apple Wallet. No redirect, no portal. The integration works within the existing Apple Pay flow and does not require iOS 27.
The redemption rate is 0.7 cents per point. That is a bad deal. Amex points regularly return 1.5 to 2 cents or more per point through airline and hotel transfer partners. The video walks through exactly which Amex cards qualify, how the step-by-step checkout works, and why Chase Sapphire Preferred actually beats Amex for Apple purchases outright, before any points math is involved.
The real reason to watch the full video is the side-by-side comparison of Amex vs. Chase for Apple spending, and the segment at 6:19 where the presenter shows a business class flight booked entirely with points. The convenience of this new feature is real. The value is not.
[WATCH ON YOUTUBE →]